VisitorSecure Health Insurance - $130,000

While doing research to purchase visitors insurance, you may come across many plans. Two travel medical insurance plans may look similar: .

Even though both the travel medical insurance plans would work for anyone visiting United States, there are certain differences that would be important to understand in order to make an educated decision.

If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

The information below is a quick comparison of the plans you selected to compare. The quick comparison is comprised of coverages considered important and popular by our customers. You can use the quick comparison to easily narrow your plan search to plans deemed suitable for your needs.

This information should be used as a guide only, you should not make decisions solely using this information. If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

If you have any concerns, doubts or questions, please refer to the specific policy details for complete information as it is not possible to accurately represent all the following details concisely. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

The information below is an overview of the benefits included in this plan and is provided to you as an aid to help you familiarize yourself with the benefits. This information is a high-level overview of the given plans coverages. Please use this information as a guide only and do not make any decisions solely based on this information.

If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.

If you have any concerns, doubts or questions, please refer to the specific policy details for complete information as it is not possible to accurately represent all the following details concisely. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

General

VisitorSecure - $130,000
Fixed Coverage
自付额后, 保险对每个项目支付固定金额而您支付差价。

Medical - Outpatient

每次最多$130, 最多10次
包括虚拟医生访问。
每次最多$130, 最多10次
每次受伤/疾病最多$785 如果没有住院则不承保,除非受伤。
每次受伤/疾病最多$300,每次处方药最多60天。
每次受伤/疾病最多$750, 一次CAT扫描, PET 扫描或MRI额外$650
每次手术最多$7,150
每次受伤/疾病最多$1,775
每次受伤/疾病最多$1,775
每次受伤/疾病最多$1,500
-

Medical - Inpatient

每天最多$2,585, 最多30天
每天最多$3,800, 最多8天
每次最多$7,800
每次受伤/疾病最多$1,775
每次受伤/疾病最多$1,775
每次最多$115, 最多30次
每次受伤/疾病最多$650
每次受伤/疾病最多$1,450

Medical - Other Treatment And Services

-
与其它符合要求的医疗费用相同
标准基础医院病床和/或标准轮椅租赁不超过购买价格最多$1,700
-
包括
每次受伤/疾病最多$500 如果没有住院则不承保。
-
等同于其它符合要求的医疗费用
每次最高$40, 每天1次, 最多12次
None
None
仅限急性发作: 低于70岁游客:医疗至最高保额; 医疗运送最多$25,000。
包括

Dental

Life

-
$25,000,每个家庭或团体最多$125,000

Plan Features

保险生效前, 全额退款。 保险生效后, 只要无任何理赔记录可按比例退款并减去$25取消费。
最少5天最多364天
$0
$0
-
电子邮件
邮政
快递
每次事故
$0 Up to 69
$50 Up to 69
$100 Up to 99
$200 70-99
终身最高保额
$10,000 80-99
$50,000 Up to 79
$75,000 Up to 79
$100,000 Up to 69
$130,000 Up to 59
WorldTrips
Lloyd's

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  • Home country for IMG (Patriot products, Visitors Care, Visitors Protect), WorldTrips (Atlas, VisitorSecure), and Global Underwriters (Diplomat America, Diplomat Long Term, Diplomat International) - The country where an insured person(s) has his/her true, fixed and permanent home and principal establishment.
  • Home country for Azimuth Risk Solutions (Beacon products) - If you are a U.S. citizen, your home country is the United States, regardless of the location of your principal residence. If you are not a U.S. citizen, your home country is where you principally reside and receive regular mail.
  • For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
  • Coverages shown are per person unless noted otherwise.
  • The dash (-) in the fields above means Not Applicable (N/A).

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