Insurance Providers

United Healthcare Visitors Insurance Plans for USA

United Healthcare Visitors Insurance Plans for USA

Medical expenses in the United States are exceptionally high, making visitor health insurance essential when relatives visit from abroad. Fortunately, several USA visitors insurance plans participate in the United Healthcare PPO network, which is recognized nationwide. When you visit providers within the United Healthcare PPO network, they can choose to bill the insurance company directly and charge you network-negotiated fees, resulting in significant savings.

The following USA travel insurance plans leverage the United Healthcare PPO network. When you purchase these plans, you'll receive an instant insurance ID card via e

Visitor Insurance Plans with United Healthcare PPO Access

Atlas America®

Underwriter: TMHCC (CI) Insurance SPC Ltd (Houston Casualty Company in FL)

Coverage Availability 5 Days to 12 Months

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Acute Onset of Pre-Existing Conditions

Coverage to policy max for ages <80 Learn More
  • $15 copay, unless $0 deductible
  • $15 copay, unless $0 deductible
  • Included

Plan Details

Patriot America Plus®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Overview

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 90% to $5,000, then 100% to policy maximum.

Direct Billing

Acute Onset of Pre-Existing Conditions

Coverage to policy max for ages <70 Learn More
  • $25 copay, unless $0 deductible
  • $15 copay, unless $0 deductible
  • Included

Safe Travels USA Comprehensive

Underwriter: Zurich Insurance Europe AG Belgian branch

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Acute Onset of Pre-Existing Conditions

Coverage to policy max for ages <70; $35,000 for ages 70-79; $20,000 for ages 80+ Learn More
  • $30 copay, unless $0 deductible
  • $15 copay, unless $0 deductible
  • Included

Beacon America

Underwriter: Lloyd's

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing

Acute Onset of Pre-Existing Conditions

Coverage for under age 70. $150,000 for policy maximums of $550,000 and over; $50,000 for policy maximums between $60,000 and $200,000 Learn More
  • $35 copay
  • Included, up to $100,000 or policy maximum; whichever is lower.

Plan Details

Visitors Protect

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 90 Days to 1 Year

Overview

After deductible, pays 75% to policy maximum.
Outside PPO Network: After deductible, pays 60% to policy maximum.

Direct Billing

Pre-Existing Conditions

$25,000 up to age 69; $20,000 for ages 70 and older Learn More
  • $25 copay in-network, $50 copay out-of-network
  • $15 copay in-network, $25 copay out-of-network
  • Included

Patriot America Platinum®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 3 Years

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Acute Onset of Pre-Existing Conditions

US Citizens: Maximum of $1,000,000 for up to age 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens: For ages < 70, up to $1,000,000 Learn More
  • $25 copay, unless $0 deductible
  • $15 copay, unless $0 deductible
  • Included

Safe Travels USA Cost Saver

Underwriter: Zurich Insurance Europe AG Belgian branch

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing

Unexpected Recurrence of Pre-Existing Condition Coverage

coverage to $1,000 for ages <70 Learn More
  • $30 copay, unless $0 deductible
  • $15 copay, unless $0 deductible

Safe Travels USA

Underwriter: Zurich Insurance Europe AG Belgian branch

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 90% to $2,500, then 100% to policy maximum.

Direct Billing

Unexpected Recurrence of Pre-Existing Condition Coverage

coverage to $1,000 for ages <70 Learn More
  • $30 copay, unless $0 deductible
  • $15 copay, unless $0 deductible
  • Included

Atlas Essential America

Underwriter: TMHCC (CI) Insurance SPC Ltd (Houston Casualty Company in FL)

Coverage Availability 5 Days to 12 Months

Overview

After deductible, pays 70% to policy maximum.
Outside PPO network: After deductible, pays Usual, Reasonable, and Customary out of network to policy maximum.

Direct Billing

  • $15 copay, unless $0 deductible.
  • $15 copay, unless $0 deductible.
  • Included
  • Included

Atlas Premium America

Underwriter: TMHCC (CI) Insurance SPC Ltd (Houston Casualty Company in FL)

Coverage Availability 5 Days to 12 Months

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Acute Onset of Pre-Existing Conditions

Coverage to policy max for ages <80 Learn More
  • $15 copay, unless $0 deductible
  • $15 copay, unless $0 deductible
  • Included

Plan Details

Patriot America® Lite

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Overview

After deductible, pays 100% to policy maximum.
Outside PPO Network: After deductible, pays 80% to $5,000, then 100% to policy maximum.

Direct Billing

  • $25 copay, unless $0 deductible
  • $15 copay, unless $0 deductible

Visit USA-HealthCare® Superior

Underwriter: TMHCC (CI) Insurance SPC Ltd (Houston Casualty Company in FL)

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays Usual, Reasonable, and Customary to policy maximum.

Direct Billing

Acute Onset of Pre-Existing Conditions

Coverage to $25,000 for ages <65; $2,500 for ages 65+ Learn More

Plan Details

Visit USA-HealthCare®

Underwriter: TMHCC (CI) Insurance SPC Ltd (Houston Casualty Company in FL)

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays Usual, Reasonable, and Customary to policy maximum.

Direct Billing

Acute Onset of Pre-Existing Conditions

Coverage to $20,000 for ages <65; $2,500 for ages 65+ Learn More

WorldMed

Underwriter: TMHCC (CI) Insurance SPC Ltd (Houston Casualty Company in FL)

Coverage Availability 5 Days to 364 Days

Overview

After deductible pays 100% to policy maximum.
Outside PPO Network: After deductible, pays Usual, Reasonable, and Customary to policy maximum.

Direct Billing

Acute Onset of Pre-Existing Conditions

Coverage to $200,000 for ages <60; $20,000 for ages 60-64 Learn More

Why Choose a United Healthcare Travel Medical Insurance Plans?

United Healthcare travel medical insurance plans offer excellent flexibility and coverage options for visitors to the United States. As seen in the benefits above, these plans are exceptional choices for US visitor insurance with a PPO network, providing comprehensive protection with affordable copays and high policy maximums.

Getting Started with United Healthcare Visitor Insurance

Purchasing United Healthcare visitors insurance plans for USA coverage is straightforward. Simply click on your chosen plan above to make an instant purchase online. All you need to complete your application are your travel dates, full name, date of birth, contact information, and payment details. Coverage can begin as early as the next day or on any future date you specify.

Questions About United Healthcare USA Travel Insurance Plans?

Our team of licensed and experienced insurance professionals in the US is ready to help. Contact our specialists today if you have any questions about selecting the right United Healthcare visitors insurance plan for your needs. 

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